KUALA LUMPUR, 2 July 2025 – Remedi, CGC Digital, and Seedflex today announced a strategic collaboration to expand access to business financing for private clinics through embedded financing within the Remedi clinic management platform. The initiative supports SME digitalization by integrating financial services directly into the Remedi Clinic Management Platform, already used by more than 500 clinics in Malaysia.
Supporting SME Digitalization and Financial Inclusion
This innovative collaboration is aimed at improving financing access for private clinics—many of which operate as small and medium-sized enterprises (SMEs)—by embedding loan and financing options within their existing digital workflows. It forms part of a broader effort to strengthen financial resilience among healthcare SMEs through alternative data and platform-based delivery.
A Digital Platform for End-to-End Clinic Management
Remedi provides an integrated solution for managing the full range of clinic operations. This includes appointment scheduling, billing, medical records, inventory control, and patient engagement, all in a seamless digital environment. The platform also captures valuable business insights that support predictive features, such as forecasting inventory needs.
“We are committed to helping clinics digitalize not only their operations, but also their access to financial and procurement services. Embedded financing is an innovative approach and natural step in building a full-service ecosystem for clinics and ensuring their operational sustainability as well,” said Khairul Faizi Khalid, Managing Director of Remedi.
In addition, the platform has launched a built-in procurement marketplace that allows clinics to order medical supplies and consumables directly, streamlining inventory management and making operations more efficient. By embedding financing into this ecosystem, clinics will be able to access working capital and business loans directly through the platform, reducing administrative burden and improving access to tailored funding.
“This initiative allows us to bring the alternative financing ecosystem closer to the point of need—supporting SMEs with both access and affordability,” said Yushida Husin, CEO of CGC Digital.
Bridging the Financing Gap by Connecting Ecosystems
This collaboration brings together critical components of the healthcare and lending ecosystems to address long-standing challenges in accessing financing:
- Remedi acts as the central hub, embedding financing tools within its operational interface and generating data to support credit evaluation.
- CGC Digital plays a facilitative role by enabling risk-sharing arrangements and connecting a broader network of financing partners to the platform leveraging CGC Digital’s financing marketplace, imSME.
- Seedflex provides flexible, performance-based financing tailored to clinics’ actual business activity, making capital more accessible and aligned with day-to-day operational realities.
By integrating financing into a platform already central to clinic operations, the partnership lowers barriers to funding, streamlines the application process, and enables more responsive and appropriate financing solutions—ultimately bridging the financing gap for a critical segment of healthcare SMEs.
“We’re excited to collaborate with Remedi and CGC Digital to provide flexible financing to address the real-life credit needs of healthcare clinics. This partnership allows us to continue pursuing our vision to bridge the credit gap for SMEs and give business owners of any size the same fair access to capital regardless of their background,” added Ritwik Ghosh, Co-Founder and CEO of Seedflex.
For more information, please visit
www.cgcdigital.com.my | www.imsme.com.my | www.b2bfinpal.com
About CGC Digital
CGC Digital is a FinTech company, established as the digital arm of Credit Guarantee Corporation Malaysia Berhad. Registered in July 2022, its primary goal is to empower Micro, Small, and Medium Enterprises (MSMEs) by creating a simpler and more seamless financing experience in the digital ecosystem.
For more information about CGC Digital, please visit www.cgcdigital.com.my.
About Remedi
Remedi, a leading digital health company specialising in Electronic Medical Record solutions is renowned for its fast-growing cloud-based Clinic Management Solutions trusted by over 500 clinics nationwide. Remedi is dedicated to enhancing the patient experience by improving primary care healthcare service efficiency and delivery with the use of innovative automation and digitalization of workflow in clinics.
About Seedflex
Seedflex is a new way of accessing credit for cashless businesses, co-founded by two former Grab executives who built the superapp company’s fintech lending business in Southeast Asia. Seedflex provides a new frictionless form of credit to cashless businesses by underwriting and collecting loans based on online sales alone. Real-time and granular transaction data provides sufficient basis for robust underwriting driven by proprietary credit scoring and strategy, while daily settlement of sales enables an opportunity for fractional and automated collection through Seedflex’s proprietary “Pay-As-You-Sell Advance”™ solution.
